Protect your celebration investment against the unexpected.
The average U.S. wedding costs tens of thousands of dollars across venues, catering, photography, attire, and travel. Wedding insurance safeguards that investment when cancellations, postponements, vendor failures, property damage, or guest injuries threaten your plans.
Reimburses non-refundable deposits and additional expenses when events cannot proceed due to severe weather, sudden illness, military deployment, venue bankruptcy, or other covered causes specified in your policy.
Protects against photographer, videographer, or caterer no-shows and bankruptcy after contracts are signed. Replacement costs may be covered up to policy limits.
Hosts may be liable when guests suffer injuries or property damage during ceremonies and receptions. Liquor liability endorsements are available where state law permits.
Coverage extensions may include damaged wedding attire, lost rings, damaged gifts, and photo/video reshoot expenses when originals are destroyed.
Buy coverage soon after signing major vendor contracts — many policies require purchase 1–2 years before the event date and exclude known circumstances at time of application.
Change of heart cancellations are generally excluded. Pandemic-related clauses vary by carrier and purchase date. Read policy definitions for covered perils, limits, and deductibles carefully.
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